Financial projection guides

Short guides to build, present and track a financial projection in Québec and Canada.

• Presenting a financial projection to the bank

  What most lenders and investors expect in a financing application: summary, written assumptions, 3 years of statements, a cautious scenario.

• Cash budget: building it month by month

  Profit is not cash. How to build a monthly cash budget, find the month when cash is lowest and track it against actuals.

• SR&ED and Québec R&D tax credits in a financial projection

  Including SR&ED, Québec R&D and CDAE credits in a financial projection: starting rates, cash received 4 to 12 months after year-end, effect of grants.