Financial projections at the speed of light.

Describe your business to the AI assistant. Orbinance builds your sales, team, expenses and financing, then delivers ASPE financial statements ready for the bank.

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app.orbinance.com

Budget 2027-2029Projection

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Dashboard Statements balanced

Sales, year 1842 600 $+18 %

Gross margin, year 1556 100 $66 %

Net income, year 161 300 $7,3 %

Lowest cash31 200 $July 2027

Month-end cash24 months

140 k105 k70 k35 k0

Jul 2027 · 31,000 $

JFMAMJJASONDJFMAMJJASOND

20272028

Sales by product, year 1

Lunch service412 800 $

Dinner and bar301 500 $

Catering86 300 $

Gift cards42 000 $

Income statement, summaryASPE

	Year 1	Year 2	Year 3
Sales	842 600 $	993 400 $	1 087 200 $
Gross margin	556 100 $	665 600 $	731 900 $
Net income	61 300 $	118 700 $	142 900 $
Year-end cash	50 000 $	131 000 $	186 400 $

ASPE financial statements

Québec tax credits

Canada and United States

French and English

Data hosted in Canada

Platform

Everything orbits money. Every sale, salary and expense becomes a journal entry. The statements balance themselves and cash follows, month by month, with no spreadsheet.

A financial analyst that never sleeps. Say what changes in plain words: the assistant updates the assumptions and explains the effect on cash. You can also connect Orbinance to Claude, ChatGPT or Codex: they read your budgets, test what-ifs and undo a change on request.

Connect your AI

Your assumptions, not formulas. Subscriptions, units or amounts, in Canadian or US dollars: each product has its method, and salaries, expenses and investments follow. To size your market, the Pro plan gives the number of businesses, the population and the growth by industry in Canada and the United States, with their sources.

Statements ready for the bank. Income statement, balance sheet and cash flow under ASPE, balanced on every calculation, as PDF, Excel or always-up-to-date tables in Google Sheets.

Income statement

	Year 1	Year 2
Sales	842 600 $	993 400 $
Cost of sales	(286 500 $)	(327 800 $)
Gross margin	556 100 $	665 600 $
Salaries and payroll taxes	(318 400 $)	(352 900 $)
Operating expenses	(141 200 $)	(149 800 $)
Amortization	(19 600 $)	(18 100 $)
Net income	61 300 $	118 700 $

PDFExcelFR · EN

Québec tax credits, included. Loans, credit lines, share capital, grants and tax credits land in cash in the right month.

Budget against reality. Import your actuals from Xero, or paste your figures from QuickBooks or Excel, and see the gaps line by line.

Plugged into your tools. Actuals imported from Xero, always up-to-date tables in Google Sheets and Excel, and a connector for Claude, ChatGPT and Codex. QuickBooks is coming soon.

Your accountant in the loop. Invite editors and viewers, or send your banker a read-only link. Every change is kept in the version history.

How it works

From idea to financing application. In three steps, guided from start to finish.

1Describe your business

A guided tour, then the assistant asks a few questions and fills in the settings.

2Enter your assumptions

Sales, team, expenses, investments and financing, with examples for each industry.

3Present your statements

Export a complete business plan PDF or share a read-only link.

Build your financial projection today.

14 free days. Cancel anytime before the trial ends at no charge.

Comparing with Budgeto? See the differences, with the numbers.

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Product	Method	Year 1
Lunch service	Units × price	412 800 $
Dinner and bar	Units × price	301 500 $
Catering	Amounts per month	86 300 $
Gift cards	Amounts per month	42 000 $
Total sales		842 600 $